The transcript is of a sermon delivered by Jeff Crossen, who is filling in for Pastor Randy at Taos First Baptist Church. The main focus of the sermon is on the meaning and importance of charity as described in the Bible, particularly in 1 Corinthians 13.

Overall summary:
Jeff Crossen explains the difference between love and charity, emphasizing that charity is a specific type of Christian love that is self-sacrificing, gracious, and can only be truly practiced by believers. He argues that the King James Version of the Bible more accurately captures the meaning of charity by using it to translate the Greek word "agape" when it implies action. In contrast, modern translations have replaced charity with love, leading to a distorted understanding of the concept.

Outline of the sermon:

1. Introduction
- Jeff Crossen introduces himself and explains that he is filling in for Pastor Randy.

2. What is charity?
- Charity is found 29 times in the Greek scriptures and is the greatest of the three virtues (faith, hope, and charity).
- Charity is a specific kind of Christian love that is self-sacrificing and marked by grace.
- According to the Oxford English Dictionary, charity is defined as the Christian love of one's fellow human beings.
- Charity can only be done by those who are saved, as it is a response to God's unconditional love.

3. When love is wrong
- The word "love" is often used cheaply and interchangeably with affection or emotion.
- Love can be greedy and self-serving, whereas charity focuses on the love and grace for the benefit of others.
- Charity looks upon the flaws of others and still loves them.

4. Without charity
- Modern translations have distorted the meaning of charity by replacing it with love or almsgiving.
- If charity were just giving to the poor, faith would continue to be a faith of works.
- Spiritual gifts and noble causes without charity are worthless.
- Christians have partly contributed to the distortion of charity by adopting modern translations that are easier to read but less accurate.

5. Conclusion
- Charity is a response to God's grace and should be practiced by believers.
- The sermon ends with a prayer asking God to help the congregation understand and practice true charity.

Key points:
1. Charity is a specific type of Christian love that is self-sacrificing and gracious.
2. The King James Version more accurately translates the Greek word "agape" as charity when it implies action.
3. Modern translations have distorted the meaning of charity by replacing it with love or almsgiving.
4. Charity can only be truly practiced by believers as a response to God's unconditional love.
5. Spiritual gifts and noble causes without charity are worthless.